CIMB Cash Plus Personal Loan

CIMB Cash Plus — personal loan with flexible financing options from Malaysia's second-largest bank.

Last checked on June 20, 2026. We may earn a commission when you click through.

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The CIMB Cash Plus offers flexible financing options suitable for borrowers with a high credit tier. It’s a solid choice for those needing long-term loans.

Personal

CIMB Cash Plus Personal Loan

CIMB Bank

Updated 1 month ago

Representative APR

4.38–19.88%

Loan Amount

RM5,000 – RM100,000

Term

24–60 months

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Our Verdict

The CIMB Cash Plus offers flexible financing options suitable for borrowers with a high credit tier. It’s a solid choice for those needing long-term loans.

Best For

This loan is best for individuals seeking flexible repayment terms and larger financing amounts from a reputable bank.

Watch Out

Be mindful of the interest rates and fees, which may vary based on your credit profile and loan term.

Requirements

  • Malaysian citizen or permanent resident
  • Age 21-60
  • Min income RM2,000/month
  • CCRIS credit check

Expert Analysis

The CIMB Cash Plus Personal Loan stands out as a competitive option in Malaysia's personal loan market, particularly for those with a high credit tier. One of the key advantages of this loan is its flexible financing options, allowing borrowers to tailor the loan terms to their financial needs. With a long loan term, it provides the opportunity for manageable monthly repayments, making it appealing for those looking to spread out their financial obligations.

However, potential borrowers should be cautious of the interest rates, which may be on the higher side, depending on individual credit assessments. Compared to other personal loan offerings in Malaysia, CIMB's reputation as the second-largest bank adds a layer of trustworthiness. Nevertheless, it’s advisable to compare this loan with alternatives from other banks or financial institutions to ensure you get the best deal tailored to your financial situation.

Additionally, potential fees associated with the loan should be reviewed carefully to avoid surprises later on.

Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.

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