BIDV Personal Loan

BIDV offers personal loans ranging from 10 triệu VND to 500 triệu VND with flexible terms between 6 to 60 months and competitive interest rates from 7% to 12.5% annually.

Last checked on June 11, 2026. We may earn a commission when you click through.

BIDV Personal Loan provides a reliable option for those seeking substantial amount loans with reasonable repayment terms.

✓ Large loan amounts available ✓ Flexible repayment terms ✓ Established bank with reliable service

Personal

BIDV Personal Loan

BIDV

Updated 1 month ago

Representative APR

7.0–12.5%

Loan Amount

₫10,000,000 – ₫500,000,000

Term

6–60 months

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Our Verdict

BIDV Personal Loan provides a reliable option for those seeking substantial amount loans with reasonable repayment terms.

Best For

This loan is ideal for individuals needing significant funding quickly, offering a range of amounts and terms to fit various needs.

Watch Out

Potential borrowers should be mindful of the variable interest rates which could increase overall repayment amounts.

Customer Reviews

Borrowers have mixed feedback, praising the loan amounts but noting slow approval times and variable customer service.

Expert Analysis

BIDV's personal loan offerings stand out with amounts ranging from 10 triệu VND to 500 triệu VND, making it suitable for larger purchases or unexpected expenses. With an APR between 7% and 12.5%, this provides competitive options for borrowers, especially when compared to smaller local lenders who may charge higher rates.

The loan terms are quite flexible, varying from 6 to 60 months, allowing borrowers to select a repayment plan that best fits their financial situation. However, applicants should be aware that the approval process may take longer compared to some digital-first lenders that promise quick disbursements.

Customer service experiences can vary, and it's advisable to research local branch reviews to gauge support quality. While BIDV is a reputable institution, some users report slower response times than expected, particularly in rural areas. For additional details on the terms, visit their official page here.

About

BIDV offers personal loans ranging from 10 triệu VND to 500 triệu VND with flexible terms between 6 to 60 months and competitive interest rates from 7% to 12.5% annually.

Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.

Check eligibility →

You'll be redirected to bidv.com.vn