Techcombank Car Loan for New and Used Vehicles
Techcombank car loan for new and used vehicles with rates from 6.8% per year, financing up to 80% of vehicle value, and terms up to 96 months.
Last checked on June 10, 2026. We may earn a commission when you click through.
Techcombank offers competitive car loan rates starting at 6.8%, suitable for both new and used vehicles. However, the requirement for collateral may not suit all borrowers.
Techcombank Car Loan for New and Used Vehicles
Techcombank
Updated 1 month agoRepresentative APR
6.8–11.0%
Loan Amount
₫50,000,000 – ₫5,000,000,000
Term
12–96 months
You'll be redirected to techcombank.com
Our Verdict
Techcombank offers competitive car loan rates starting at 6.8%, suitable for both new and used vehicles. However, the requirement for collateral may not suit all borrowers.
Best For
This loan is best for individuals looking for flexible financing options with extended repayment terms up to 96 months.
Watch Out
Be aware that the approval process may require thorough documentation, including income proof and collateral, which could delay access to funds.
Requirements
- Vehicle purchase documents
- Income proof
- Collateral required
Expert Analysis
Our team evaluated Techcombank's car loan offerings, highlighting an attractive starting interest rate of 6.8% per year for financing up to 80% of the vehicle's value. This makes it a compelling choice for those in the market for a new or used car. The loan terms extend up to 96 months, allowing for manageable monthly payments.
While the benefits are clear, potential borrowers should note that collateral is required, which might not be feasible for everyone. Additionally, the documentation process can be stringent, necessitating vehicle purchase documents and income verification. This could pose challenges for first-time buyers or those with less conventional income sources.
In terms of customer service, Techcombank has a mixed reputation, with some users reporting delays in processing times. According to the provider's page (https://techcombank.com/khach-hang-ca-nhan/vay/vay-mua-o-to), decisions can be made in as little as 2 minutes, but real-world experiences may vary. We found that alternatives like VPBank or BIDV might offer more accessible terms without the stringent collateral requirements.
Overall, Techcombank’s car loan is a solid option for those who can meet the requirements, but it might not be suitable for borrowers seeking a fully streamlined process without the need for collateral.
Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
Check eligibility →You'll be redirected to techcombank.com
