KCB Car Loan

Vehicle financing from KCB Bank for new and used cars. Finance up to 90% of the vehicle value with repayment periods up to 60 months.

Last checked on June 10, 2026. We may earn a commission when you click through.

Advertisement

KCB Car Loan offers substantial financing options for vehicle buyers, making it a viable choice for many Kenyans.

Auto

KCB Car Loan

KCB Bank

Updated 1 month ago

Representative APR

14.0–19.0%

Loan Amount

KSh500,000 – KSh10,000,000

Term

12–60 months

Check eligibility →

You'll be redirected to ke.kcbgroup.com

Our Verdict

KCB Car Loan offers substantial financing options for vehicle buyers, making it a viable choice for many Kenyans.

Best For

This loan is best for individuals looking to finance up to 90% of a vehicle's value, with flexible repayment options.

Watch Out

Be mindful of the relatively high APR, which ranges from 14% to 17%, as it can significantly affect the total cost of your loan.

Requirements

  • Kenyan citizen or resident
  • Age 18+
  • Salaried or self-employed
  • Up to 80% financing

Expert Analysis

KCB Car Loan provides an attractive option for those seeking vehicle financing in Kenya. With the ability to finance up to 90% of a car's value, it caters to both new and used vehicle buyers. The repayment period of up to 60 months adds flexibility, allowing borrowers to manage their finances better over time.

One of the standout features is the competitive APR, which, while starting at 14%, can go up to 17%. This range is relatively typical for car loans in Kenya, but prospective borrowers should be cautious as higher rates can lead to a substantial total repayment amount. Compared to alternatives like Equity Bank and Cooperative Bank, KCB offers a similar financing structure, but the specific terms and conditions may vary, so it's wise to compare.

Overall, while KCB Car Loan is a solid choice, potential borrowers must carefully evaluate their financial situation and consider the total cost of borrowing before committing.

Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.

Check eligibility →

You'll be redirected to ke.kcbgroup.com

Similar options