Loan Comparison Hub

Compare loan options

Search loan options from multiple lenders. Compare rates, terms, and eligibility — all in one place.

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Lenders

Markets

24/7

Updated

Personal Consolidation Home Loans Auto

Personal Loans

Flexible amounts, fixed rates

APR from

5.99–35.99%

Debt Consolidation

Simplify payments, one rate

APR from

5.99–29.99%

Home Improvement

Fund upgrades, add value

APR from

6.99–24.99%

Auto Loans

Vehicle financing options

APR from

4.49–21.99%

Compare before you borrow Eligibility may vary

Recently added

ANZ Car Loan

Auto

APR 13.9%

AmountNZ$3k–NZ$50k

Term6–84 mo

Speed⚡ Within 5 business days

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SBS Bank Home Loan

Mortgage

APR 4.19–6.39%

Term6–360 mo

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ANZ Personal Loans

Personal

APR 13.9%

AmountNZ$3k–NZ$50k

Term6–84 mo

Speed⚡ Decision within 5 business days, same-day funding once approved

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Instant Finance Debt Consolidation Loan

Consolidation

APR 9.95–29.95%

AmountNZ$500–NZ$50k

Term3–84 mo

Speed⚡ Money within 24 hours of approval

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Westpac Car Loan

Auto

APR 6.49–12.99%

AmountNZ$2k–NZ$50k

Term6–60 mo

Speed⚡ 1-3 business days

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The Co-operative Bank Personal Loan

Personal

APR 9.95–17.75%

AmountNZ$1k–NZ$50k

Term6–60 mo

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ASB Car Loan

Auto

APR 12.95%

AmountNZ$2k–NZ$50k

Term6–84 mo

Speed⚡ 1-3 business days

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SBS Bank Personal Loan

Personal

APR 11.5–15.5%

AmountNZ$1k–NZ$30k

Term6–60 mo

Speed⚡ 1-3 business days

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MTF Finance Car Loan

Auto

APR 8.95–19.95%

AmountNZ$2k–NZ$100k

Term12–84 mo

Speed⚡ Same day decision

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BNZ Personal Loan

Personal

APR 13.9–19.9%

AmountNZ$2k–NZ$50k

Term6–60 mo

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Harmoney Car Loan

Auto

APR 7.99–24.99%

AmountNZ$2k–NZ$100k

Term36–84 mo

Speed⚡ Rate check with no credit score impact

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Westpac Personal Loan

Personal

APR 7.99–13.9%

AmountNZ$2k–NZ$50k

Term6–60 mo

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AA Money Car Loan

Auto

APR 9.4–12.15%

AmountNZ$5k–NZ$75k

Term12–60 mo

Speed⚡ Quick online application

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Kiwibank Personal Loan

Personal

APR 12.99–18.99%

AmountNZ$2k–NZ$30k

Term12–60 mo

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Instant Finance Car Loan

Auto

APR 9.95–29.95%

AmountNZ$2k–NZ$50k

Term12–84 mo

Speed⚡ Fast online approval

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ASB Personal Loan

Personal

APR 12.9–19.95%

AmountNZ$2k–NZ$50k

Term6–84 mo

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UDC Finance Car Loan

Auto

APR 8.55–11.7%

AmountNZ$5k–NZ$100k

Term12–60 mo

Speed⚡ Apply online or through dealer network

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Harmoney Personal Loan

Personal

APR 7.99–24.99%

AmountNZ$2k–NZ$100k

Term36–84 mo

Speed⚡ Quote in minutes, funding can be as fast as 9 minutes

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Instant Finance Personal Loan

Personal

APR 9.95–29.95%

AmountNZ$500–NZ$50k

Term3–84 mo

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Smart Loan Choices for Every Borrower in 2026

Explore top personal loan options with rates from 7.99% APR. Discover what fits your financial goals and avoid common pitfalls.